Regular payments will continue on their standard schedule throughout July 2025. However, recipients who received overpayment notices beginning April 25, 2025, may see their payments reduced starting approximately July 24, 2025. The SSA provides a 90-day notice period between issuing overpayment notifications and beginning benefit withholding.

The first round of July’s Social Security payments, worth up to $5,108 for the highest-income earners who retire at age 70, will be distributed in eight days. Here is all you need to know about July’s Social Security payments.

Social Security checks will arrive on time this July — but some recipients may soon be in for a surprise. Starting later this month, the Social Security Administration plans to withhold up to 50% of monthly benefits from people it says were overpaid and haven’t started paying the money back.