The credit-scoring battle for the hearts and minds of underwriters everywhere heated up this week with a new white paper from ...

VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, ...

"VantageScore 4.0 is designed to be more inclusive, modern and predictive than the antiquated models currently used in the ...

It’s no secret that people with low credit scores are often more likely to have hidden fees and higher interest rates ...

The credit card issuer Synchrony Financial recently used FICO’s top competitor in a $1 billion deal. The choice is significant for VantageScore, but FICO remains the dominant credit score in the ...

When you check your credit score on websites, through credit card companies or with lenders, one of two companies will be providing those scores -- FICO or VantageScore. VantageScore is the newer ...

VantageScore expects usage in mortgage originations to grow throughout this year and next. The shift should simultaneously raise auto loan usage at lenders that want to be able to offer the same ...

Deficiencies in the FICO credit report have led to the creation of a new credit scoring system - the Vantagescore. Find out what factors determine this credit score, and how the model can benefit you.

The VantageScore Prime credit tier contracted by 1.1% year over year with the largest moves “up” into VantageScore super prime (781-850) or “out” into VantageScore subprime (300-600 ...

VantageScore considers all credit inquiries within a two-week period as a single inquiry. Both FICO Scores and VantageScores are rated on a range from 300 to 850.

VantageScore is one model of calculating a person’s credit score. Scores range from 300 to 850 and consider factors like credit utilization, payment history, account types, the average age of ...