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It’s no secret that people with low credit scores are often more likely to have hidden fees and higher interest rates ...
The credit-scoring battle for the hearts and minds of underwriters everywhere heated up this week with a new white paper from ...
VantageScore 4.0 predicted up to 49% more mortgage defaults leading into the COVID-19 pandemic period than Classic FICO, ...
When you check your credit score on websites, through credit card companies or with lenders, one of two companies will be providing those scores -- FICO or VantageScore. VantageScore is the newer ...
There are lots of credit scores out there, but if you're keeping an eye on your credit, here's the one to watch.
"VantageScore 4.0 is designed to be more inclusive, modern and predictive than the antiquated models currently used in the ...
VantageScore considers all credit inquiries within a two-week period as a single inquiry. Both FICO Scores and VantageScores are rated on a range from 300 to 850.
VantageScore 3.0 was released in 2013 and VantageScore 4.0 in 2017. One of the main differences between the two is that VantageScore 4.0 relies on trended credit data that covers more than a month ...
Fannie Mae and Freddie Mac can now use the VantageScore 4.0 credit rating, potentially opening up mortgages to more renters, ...
VantageScore says borrowers find value in its grades. "For the consumers, we translated from 'A' to 'F' so consumers can understand where they are in the range," says Burns.
Key Takeaways A growing number of Americans are falling behind on car loan payments, according to a report Thursday by credit-scoring firm VantageScore.The average credit score also declined ...
Deficiencies in the FICO credit report have led to the creation of a new credit scoring system - the Vantagescore. Find out what factors determine this credit score, and how the model can benefit you.